ABOUT

On: March 20, 2021

Welcome to 3 Moons

I live as an expat after a life in aviation, business, and finance. I spend my time reading, writing, and exploring projects that interest me.
I’m drawn to building exponential communities — self-selecting groups that empower people to cooperate and grow together.

Digital assets, Blockchain, DeFi, DAOs, Decentralized & Automated governance, Automated finance, Seasteading, Free Cities, and Startup Societies.
We explore, prototype, and publish — translating frontier ideas into practical tools and strategies.

x20s is Dan’s abbreviation for exponential communities — the “20” represents the letters removed, similar to the a16z convention.

Seder and the Garden
The question is not whether hierarchy exists.
The question is when structure stops serving life
and life begins serving structure.
What Most People Get Wrong About “Low-Tax Countries”
Most people chase the lowest tax rate. The real question is which system actually fits your life.
Bridging Fiat and Digital Assets in Georgia (2026 Update)
Georgia’s crypto rails work — but pricing matters. A quoted rate of 1 USDT ≈ 1.0162 implies an effective ~1.6% premium versus a 1:1 benchmark. It’s not a visible fee, but embedded pricing. Small on $1,000. Meaningful at scale.
How much of your salary actually reaches your bank account — safely estimated
Most salary comparisons publish tax rates. We publish net-to-gross confidence bands — realistic take-home ranges built for relocation decisions, not precision theater.